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30 Year Fixed

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper. As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

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JFK Financial Inc. - NMLS #6540

AZ-BK 0930347

8985 S. Eastern Ave. Ste. 325, Las Vegas, NV 89123

Office: 702.895.7199

Fax: 702.507.2326

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